The recent fluctuations in the mortgage market have left many homebuyers and enthusiasts wondering if rates have finally peaked. While experts dispute on the exact trajectory, there are indicators suggesting that we might be nearing a bottom. Inflation data indicate a potential slowdown in the pace of increases. Additionally, demand have shown

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The global financial landscape remains volatile, prompting intense debate about strategies to mitigate future crises. Stricter lending practices, characterized by more rigorous scrutiny of borrowers and demanding loan conditions, have been proposed as a potential solution. Proponents argue that such measures can control excessive risk-taking by